{
  "id": "stripe",
  "label": "Stripe payment processing pricing (US)",
  "source_url": "https://stripe.com/pricing",
  "source_publisher": "Stripe, Inc. (official pricing page)",
  "verified_at": "2026-09-04",
  "currency": "USD",
  "notes": "Stripe's US card pricing is a base rate plus additive surcharges. The surcharges stack: an internationally issued card that also needs currency conversion pays base + 1.5% + 1%.",
  "methods": [
    {"key": "card", "name": "Cards and wallets (domestic)", "rate": 0.029, "fixed": 0.30},
    {"key": "klarna", "name": "Klarna (Buy Now Pay Later)", "rate": 0.0599, "fixed": 0.30},
    {"key": "bank", "name": "Bank-based payments (Link / bank debits)", "rate": 0.026, "fixed": 0.30},
    {"key": "stablecoin", "name": "Stablecoins (promotional through 2027-01-01)", "rate": 0.008, "fixed": 0.0}
  ],
  "surcharges": [
    {"key": "manual", "name": "Manually entered card", "rate": 0.005},
    {"key": "international", "name": "Internationally issued card", "rate": 0.015},
    {"key": "conversion", "name": "Currency conversion required", "rate": 0.01}
  ]
}