Stripe's US card price is a base rate plus surcharges that stack. Tick the ones that
apply and see what actually lands in your balance.
Stripe fee
—
How it is calculated
The surcharges stack
Stripe lists 2.9% + 30¢ for domestic cards, then separate additions: +0.5% for a manually entered
card, +1.5% for an internationally issued card, and +1% when currency conversion is required. These
are not alternatives. A foreign card that also needs conversion pays 2.9% + 1.5% + 1% = 5.4%, plus
the 30¢. That is nearly double the headline rate, and it is the single most common surprise on a
Stripe statement.
The fixed fee is per transaction, so splitting costs money
Every charge carries the same 30¢ regardless of size. Billing $100 once costs 30¢ of fixed fee;
billing $25 four times costs $1.20. The comparison above shows that gap for the amount you entered.
It is the reason small recurring charges are disproportionately expensive.
What is not included
Radar, Billing, Connect, Terminal and other product fees charged on top of processing.
Disputes, refunds (the fixed fee is not returned) and payout fees.
Non-US Stripe accounts, which have their own published rates.
The stablecoin rate shown is a promotional rate with a stated end date — check the source page.