Stripe's US card price is a base rate plus surcharges that stack. Tick the ones that apply and see what actually lands in your balance.
Stripe lists 2.9% + 30¢ for domestic cards, then separate additions: +0.5% for a manually entered card, +1.5% for an internationally issued card, and +1% when currency conversion is required. These are not alternatives. A foreign card that also needs conversion pays 2.9% + 1.5% + 1% = 5.4%, plus the 30¢. That is nearly double the headline rate, and it is the single most common surprise on a Stripe statement.
Every charge carries the same 30¢ regardless of size. Billing $100 once costs 30¢ of fixed fee; billing $25 four times costs $1.20. The comparison above shows that gap for the amount you entered. It is the reason small recurring charges are disproportionately expensive.
Source: Stripe, Inc. (official pricing page) · verified 2026-09-04
| Payment method | Rate | Fixed fee |
|---|---|---|
| Cards and wallets (domestic) | 2.9% | $0.30 |
| Klarna (Buy Now Pay Later) | 5.99% | $0.30 |
| Bank-based payments (Link / bank debits) | 2.6% | $0.30 |
| Stablecoins (promotional through 2027-01-01) | 0.8% | $0.00 |
| Manually entered card | +0.5% | adds to the base rate |
| Internationally issued card | +1.5% | adds to the base rate |
| Currency conversion required | +1% | adds to the base rate |